How much you get from the Canada Child Benefit

A historic Canadian gold coin. — Historic Canadian coins. The CCB is paid in dollars per child, monthly and tax-free. Photo: Wikimedia Commons, CC BY-SA 4.0.

A historic Canadian one-dollar coin. — A historic Canadian dollar coin. The maximum depends on the child's age, not on the parent's job. Photo: Wikimedia Commons, CC BY-SA 4.0.

A historic Canadian five-dollar note design. — A historic Canadian banknote design. The 2026–27 maxima are $8,157 a year under age 6 and $6,883 a year at ages 6 to 17. Photo: Wikimedia Commons, CC BY 4.0.

The CCB starts from a maximum per child, then reduces it as family income rises. Two thresholds shape the whole calculation, and the reduction rates depend on how many eligible children you have.

Maxima, July 2026 to June 2027

Child under 6: $8,157 a year ($679.75 a month).
Child 6 to 17: $6,883 a year ($573.58 a month).
For comparison only, the previous year (July 2025 to June 2026) paid $7,997 and $6,748.

The reduction table

Children	Reduction between $38,237 and $82,847 AFNI	Reduction above $82,847 AFNI
1 child	7% of AFNI over $38,237	$3,123 + 3.2% of AFNI over $82,847
2 children	13.5% of AFNI over $38,237	$6,022 + 5.7% of AFNI over $82,847
3 children	19% of AFNI over $38,237	$8,476 + 8% of AFNI over $82,847
4 or more children	23% of AFNI over $38,237	$10,260 + 9.5% of AFNI over $82,847

Below $38,237 you receive the full maximum. Between the thresholds, the first-tier rate applies. Above $82,847, the fixed amount shown already reflects the full first-tier reduction, and only the slower second-tier rate applies to income above $82,847.

Worked examples (recomputed from the formula)

Example 1 — one child under 6, AFNI $60,000. Maximum $8,157. Reduction: 7% × ($60,000 − $38,237) = 7% × $21,763 = $1,523.41. Annual CCB: $8,157 − $1,523.41 = $6,633.59, or about $552.80 a month.

Example 2 — two children (one under 6, one 6 to 17), AFNI $75,000. Maximum: $8,157 + $6,883 = $15,040. Reduction: 13.5% × ($75,000 − $38,237) = 13.5% × $36,763 = $4,963.01. Annual CCB: $15,040 − $4,963.01 = $10,076.99, or about $839.75 a month.

No single cutoff. Because the maxima and rates differ by family size, the income at which the CCB reaches zero differs too. Do not trust a single "you lose the CCB above $X" figure — run your own family through the table, or use the CRA Child and family benefits online calculator referenced in T4114 for a personalized estimate.

Sources

CRA publication T4114(E) Rev. 26, "How much you can expect to receive": canada.ca — T4114.

General information only. This page explains the Canada Child Benefit in plain English. It is not legal, financial, or tax advice, and it cannot decide whether you qualify. Only the Canada Revenue Agency (CRA) can decide a claim. Figures change every July — always confirm the current figure with the CRA before you act on it. Contact: hello [at] tapetoolhq.com.